Bad Faith Insurance Claims | Attorneys for Freedom Law Firm

Bad Faith Insurance Claims

Chandler, Arizona

When you purchase insurance, you trust that a company will deal fairly with you and honor your claims. Under the law, insurance companies are required to honor your policy. However, sometimes insurance companies handle claims poorly. They may fail to pay your claim in a timely manner. In other cases, insurance companies fail to properly investigate claims. Many insurance adjusters now use computer models to estimate a claim, and these models often put the insurance company’s bottom line above serving the consumer. The best way to protect yourself is to know your policy; know the value of your damages, and understand insurance bad faith practices.

Here are some common forms of insurance claims bad faith:

• Insurance claim delays. Accepting an insurance’s low initial offer can result in prompt payment, but this comes at a cost. Some consumers who fight their insurance company’s initial offer may find themselves facing delays. For consumers who need repairs on their homes or cars, delaying payment is a tactic that some insurance companies may use to strong-arm consumers into accepting a smaller, but faster payment. A qualified insurance claim lawyer can assist you if you feel that your claim is being delayed unreasonably or is being delayed because you have chosen to fight back. Insurance companies also understand that poorer families cannot afford to wait if their house has burned down or if their only mode of transportation is totaled. Insurers may use this knowledge to try to pay less. However, your ability to fight back will depend on the state in which you live. In some states, insurance companies are permitted to put off settling claims indefinitely. Even so, an insurance claims lawyer may be able to take the insurers to court if they fail to honor their obligations to you.

• Poor investigations. Some insurance companies also fail to perform proper investigations or assessments of damages. They may rely on the fact that the average person doesn’t know the value of certain types of damages or their rights under the law.

• Low-ball settlements. If an insurance adjuster offers you a settlement that is much lower than what you feel you deserve; the adjuster must provide clear documentation outlining his or her reasoning. The insurance company must explain to you how they came to the amount. In some cases, they base this amount on incorrect, or wrong information. If they fail to take into account your corrections, you may have a bad faith insurance claim on your hands.

According to Investopedia, insurance bad faith occurs when an insurance company fails to pay your claim at all or fails to settle in a reasonable time frame. It can also occur if an adjuster lies about your policy’s contract.

If you are having difficulty making an insurance claim or are having trouble getting the recovery you believe you deserve, you have important rights under the law. The lawyers at the Attorneys For Freedom law firm have decades of experience representing people in Bad Faith Insurance Claims. To schedule a Strategy Session to discuss your Bad Faith Insurance Claim, contact our law firm 24/7/365 by calling 480-755-7110 in Arizona and 808-647-2423 in Hawai’i.

erc W.
erc W.
1694712683
Hello there, I've been on the AOR program since Aug 2022, and this is the second time I had to use... them to help me another OOP against me. My attorney Rachel Moss help me both times and we successfully had then both dismissed. Thank you very much Rachel and the rest of the staff that helped me again. I would highly recommend getting on there AOR program it's worth every penny. Thanks again, Attorneys for freedom.read more
elyxadra R.
elyxadra R.
1694433717
Andy L.
Andy L.
1694032295
Marc and his team helped me a few times now with legal ATF issues. Timely and absolutely know what... they are doing when it comes to protecting you and your rights. I will continue to use Marc again and I wouldn't hesitate to recommend them in the slightest. Trust Marc like I did and you will be happy with the results and outcome.read more
Cobe Bourbon (.
Cobe Bourbon (.
1693527526
Andy and Brittany did a fantastic job! I couldn't have asked for a more caring and understanding... legal team. Everyone at the office was always a pleasure to work with. Their kindness really helped me through one of the hardest times in my life.read more
mark W.
mark W.
1693257911
Rachel was excellent, explained our options and negotiated with the prosecutor, secured a result,... which on the day the judge signed off on, that was exactly what we had hoped for. The whole team communicated throughout the process. At no stage did I feel unconnected. Worried for sure, but cometh the day, cometh the lady Rachel. Would I use Rachel and the team in the future, for sure yes, but I do not expect to be in that position again. If you choose this team an confident you will not regret it.read more
js_loader