Bad Faith Insurance Claims Lawyers

A bad faith insurance claim describes litigation against an insurance company. It is a tort claim that an insured individual may have against the insurance company for its unreasonable failure to pay claims promptly fully and fairly.

Insurance companies owe a duty of good faith and fair dealing of the persons they insure. This duty is often referred to as the “implied covenant of good faith and fair dealing” which automatically exists by operation of law in every insurance contract.

In addition to a tort claim, the insured person may also sue the company for breach of contract. The contract-tort distinction is significant because as a matter of public policy punitive or exemplary damages are unavailable for contract claims but are available for tort claims. The end result is that a plaintiff in an insurance bad faith case may be able to recover an amount larger than the original face value of the policy if the insurance company’s conduct was particularly egregious.

Many law firms rely on lawyers or paralegals to review, interpret, and understand medical records. Lawyers and paralegals are not medically trained professionals. Although these legal professionals need to have a working understanding of general medical issues to effectively represent clients in personal injury or medical malpractice cases, their conclusions about those medical records cannot always be relied upon.

At the Attorneys for Freedom Law Firm, we have a team of medical professionals who can review your records. They can also offer additional medical-related recommendations to further develop all aspects of our clients’ cases.

If you feel you may have a bad faith insurance claim, call contact the Attorneys for Freedom Law Firm or call our Arizona office at 480-755-7110 or Hawai’i office at 808-647-2423 and schedule an appointment to discuss your case with an attorney knowledgeable in the area of bad faith and tort claims.