Bank Fraud Offenses

Bank Fraud Offenses

Bank fraud offenses are a type of financial crime that involve deceptive practices to defraud individuals, organizations, or financial institutions. Bank fraud refers to the use of illegal means to obtain money, assets, or other property owned or held by a financial institution. It typically involves fraudulent activities such as false statements, misrepresentation, forgery, or other deceptive tactics to obtain funds from a bank, credit union, or similar financial institution. Bank fraud can be committed by individuals, organized groups, or even bank employees.

Examples of Bank Fraud Include:

  • Falsifying loan applications or supporting documents to secure a loan.
  • Embezzling funds from a bank or customers’ accounts.
  • Creating counterfeit checks or altering checks for personal gain.
  • Using stolen or unauthorized credit card information to make purchases or obtain cash advances.

Penalties For Bank Fraud Offenses

Penalties for bank fraud crimes can vary depending on the jurisdiction and the specific circumstances of the offense. However, here is some general information about the potential penalties for these crimes in the United States:

18 U.S.C. Section 1344. The maximum penalties for bank fraud can include imprisonment for up to 30 years and fines of up to $1,000,000.

It is worth noting that these are the maximum penalties, and the actual punishment can depend on various factors, such as the severity of the offense, the amount of money involved, the defendant’s criminal history, and whether there was any aggravating or mitigating circumstances.

What Does a Defense Attorney Representing Individuals Charged with Federal Bank Fraud Offenses Do?

Defense attorneys practicing in this field provide legal representation to individuals or organizations facing charges related to such offenses. Key tasks and responsibilities of defense attorneys representing individuals accused of federal bank fraud, mail fraud, or wire fraud:

Case Evaluation – The defense attorney will thoroughly analyze the client’s case, examining the evidence, witness statements, and any other relevant information to assess the strengths and weaknesses of the prosecution’s case. They will identify potential defense strategies and determine the best course of action.

Legal Advice and Counsel – The attorney will provide legal guidance to the client, explaining the charges, potential consequences, and available defense options. They will help the client understand their rights and obligations throughout the legal process.

Investigation – The defense attorney will conduct an independent investigation to gather evidence, interview witnesses, and examine any relevant documents or records. This investigation aims to uncover any inconsistencies or weaknesses in the prosecution’s case and gather evidence to support the defense.

Defense Strategy Development – Based on the case evaluation and investigation, the attorney will develop a defense strategy tailored to the specific circumstances of the case. This strategy may involve challenging the credibility of witnesses, contesting the admissibility of evidence, or presenting alternative explanations for the alleged fraudulent activities.

Plea Bargaining – If it’s in the client’s best interest, the attorney may negotiate with the prosecution for a plea bargain. This involves seeking a reduction in charges or penalties in exchange for the client’s guilty plea. The defense attorney will advise the client on whether accepting a plea deal is advisable, considering the potential risks and benefits.

Trial Representation – If the case goes to trial, the defense attorney will represent the client in court. They will present the defense’s case, cross-examine prosecution witnesses, challenge the prosecution’s evidence, and make persuasive arguments to the judge or jury. The attorney will aim to create reasonable doubt in the minds of the jurors regarding the client’s guilt.

Legal Documentation – The defense attorney will handle the preparation and filing of legal documents, such as motions, briefs, and appeals. They will ensure that all necessary paperwork is properly completed, submitted within deadlines, and comply with the relevant legal requirements.

Negotiations and Settlements – In some cases, the defense attorney may engage in negotiations with the prosecution outside of the trial setting to explore the possibility of resolving the case through a settlement or agreement that is favorable to the client’s interests.

Post-Trial Assistance – If the client is convicted, the defense attorney can assist with post-trial matters, such as preparing an appeal or seeking a sentence reduction.

Overall, a defense attorney specializing in federal bank fraud offenses works diligently to protect the rights of their clients, challenge the prosecution’s case, and strive for the best possible outcome given the circumstances of the case.

The lawyers at the Attorneys For Freedom Law Firm are admitted to practice in federal court and have defended the rights of their clients for over three decades. Our attorneys have the experience and knowledge to provide the best possible defense of these charges.

To schedule a Strategy Session with an experienced defense attorney, contact the Attorneys For Freedom today. We can be reached online at or by calling our Arizona office at 480-755-7110 or our Hawai’i office at 808-647-2423.


Arizona Office Address:
3185 S. Price Rd.
Chandler, AZ 85248
Phone: 480-755-7110
Hawai’i Office Address:
1003 Bishop Street, Suite 1260 Pauahi Tower
Honolulu, Hawai’i 96813
Phone: 808-647-2423
Jon Hegreness - R.
Jon Hegreness - R.
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stirring the K.
stirring the K.
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