US LawShield Review: Examining the True Implications of Their Self-Defense Policy

By Attorney Marc J. Victor

After uncovering the realities behind several prominent self-defense insurance companies, we have received numerous requests to investigate others. In this article, we will take a deeper look at the self-defense policy offered by US LawShield. Like many other insurers, US LawShield provides members with training, gun education, and legal coverage. However, like USSCA, FLP, and CCW Safe, their policy has several drawbacks and exclusions that a potential member should be wary of.

As I stated in my previous reviews, all of these CCW plans are great for training and educational purposes, but if you are looking for real legal protection in a self-defense shooting, please be sure that you thoroughly read through their membership agreements as there could be exclusions or provisions that may prevent you from getting the coverage you need.

Key points:


No Coverage If the Incident Takes Place In a “Gun-Free” Zone

Section V – Limitations and Exclusions, Subsection A, Part 2

“In order for a Member or Covered Person to receive the benefits described in this Policy, at the time of a Use Of A Weapon incident occurs, the Member or covered person must be: (2) at the time of the Use Of A Weapon the Member must be in a location where Member or Covered Person could legally possess a weapon.”

We are hearing about “safe places” more and more in terms of where you can and cannot carry a gun. Whether this is open carry or conceal carry, gun owners are getting more and more restricted as to where they can legally carry their guns. Should you bring your weapon and use your gun in a self-defense shooting in one of these “safe places “or “gun-free” zones you can expect that US LawShield will not provide you coverage.


No Coverage if You Are Charged with a Criminal Act

Section V – Limitations and Exclusions, Subsection E

“This Policy specifically excludes legal representation in criminal or civil matters arising from the Covered Person’s possession of a weapon in violation of local, state, or federal laws…”

As pointed out in the USCCA and FLP contracts, US LawShield has been added to the list that will not cover their “member” or “covered person” if the shooting is not found to be in self-defense. In 2019 a report from the FBI’s Uniform Crime Reporting (UCR) program, there were 235 justifiable homicides by private citizens using firearms. The alarming fact about this statistic is that this accounts for 3.3% of all homicides committed in 2019. Even if you were accused of first-degree murder but plead guilty to a lesser charge, such as a misdemeanor, US Law Shield will not offer you any member benefits. This is unfortunate since the main reason you joined US Law Shield was to receive such benefits.


No Coverage for Domestic Violence

Section V – Limitations and Exclusions, Subsection F

“This Policy specifically excludes providing legal representation by a Plan Attorney for any incident, criminal investigation, or prosecution arising from the Use Of A Weapon by the Member or Covered Person against the Member or Covered Person’s current or former family member, household, or dating relationship as defined in the state statutes or other applicable state law. “

According to statistics from the National Coalition Against Domestic Violence (NCADV) firearms are involved in a significant number of domestic violence incidents in the United States. On average. Nearly half of all female homicide victims are killed by a current or former male partner, and firearms are the most commonly used weapon in these instances. With numbers like that, should someone be in a domestic violence situation and use a gun in self-defense, US Law Shield will not provide their member coverage.

You Cannot Pick Your Own Attorney

Under Limitations and Exclusions

“Each member and the covered person is free to consult with any attorney of their choice about any matters at the covered person’s sole expense.”

Just like USCCA, CCW Safe, and Firearms Legal Protection, US LawShield gives you a network of attorneys whom they have pre-approved to work for them that you can choose from, for free. However, you do have the opportunity to choose your own attorney being that this is a constitutional right, but you are then expected to pay out of pocket to cover ALL attorneys’ fees should you choose someone outside of their network. Isn’t this the whole reason you would want to obtain coverage, to begin with, to ensure that your attorney fees are covered regardless of if these attorneys are working directly with the insurance company or not?



Upon reviewing yet another “self-defense” insurance policy that falsely claims to provide coverage for situations where it is not legally possible, it has become evident that US LawShield does not live up to its marked image. If you are seeking a trustworthy legal defense team that will defend your freedom in a self-defense scenario, we recommend exploring our Attorneys on Retainer Self-Protection program with the Attorneys for Freedom.

If you want reliable legal defense coverage without all of the unnecessary exclusions, be sure to check out our Attorneys on Retainer – Self Protection Plan. As long as we can ethically assert self-defense in your case, and the matter is a felony that arose AFTER you signed up, you will be covered.

Alex D.
Alex D.
It was a long hard road to navigate the court system in my family member's case, but Andy Marcantel... and Mark Victor helped us through the process. From the beginning, Andy gave us reassurance that he would work to secure a fair outcome and he did exactly that! Many thanks to Andy and Mark at Attorneys for Freedom!read more
Chris M.
Chris M.
This is my 3rd time I've used Attorney For Freedom on different matters, and they have always been... knowledgeable, and on top of defending clients.Paralegal Sierra Long took care of my last case with some investigating herself, and made a couple phone calls, and with in 2 weeks my case was dismissed outside of the court dates.She knew I was innocent, and she took care of business.Thanks much Sierra. Now I can go on more
Estefan H
Estefan H
I first would like to thanks Rachel and Lisa for working on my case and getting my matter dismissed... . Highly recommended. Thank you attorney for freedom!!!read more
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Old G.
Old G.
Without giving too much detail. My life was turned upside down by one phone call.The Attorneys for... Freedom Group, specifically, Emma Whincup, helped in setting me upside right again!Thank you all!read more